An 18-year-old from the Bydgoszcz district owes PLN 19,039 to the telecommunications operator. Unpaid internet and telephone bills and the lack of a validated bus and tram ticket are the most common reasons why young people are faced with debts.
We are used to thinking that the debts of young people, up to 18 years of age, are the result of accepting an inheritance burdened with debts. A few years ago, the regulations changed and today children and teenagers are not responsible for the inheritance debts of deceased loved ones. Young people work on their own to cover the debt, which, according to the National Debt Register, amounts to PLN 4 million in the 14-18 age group.
Young boys are debtors to the Public Transport Authority and companies providing internet
There are currently over 7,000 debtors on the list. the youngest people aged 14 to 18. 47 percent are boys. In their case, according to Biznes.Interia.pl, which analyzed the list of debtors, the amount of overdue financial liabilities is PLN 2.08 million.
Published data shows that teenagers’ debts most often consist of unpaid bills for telecommunications services and “free riding” on public transport.
– Where the debt begins, the fun ends: boyish debts have adult consequences. And these are financial obligations worth thousands of dollars that need to be repaid. Such debts are not canceled automatically when the debtor is over 18 years of age. On the contrary, they can be very heavy baggage at the start of adulthood: they make it impossible to take out a loan, a mobile phone or purchases in installments,” commented Adam Łącki, president of the National Debt Register.
He added that the average debt of an average boy in KRD is PLN 624, but an eighteen-year-old from the Bydgoszcz district owes PLN 19,039 to a telecommunications operator.