Is it possible to cancel an all-inclusive holiday free of charge? Travel cancellation insurance

All inclusive means that all main meals, snacks and drinks are included in the package price and are provided by the selected hotel. But what happens if the tourist wants to cancel the booked holiday?

What are the costs of canceling an all-inclusive trip in the office?

The tourist has the right, under applicable regulations, to withdraw from the contract for a tourist event concluded with a travel agency or travel agency at any time before its commencement. If it happens that you will not be able to go on an all-inclusive holiday, submit a written declaration to the travel agency.

This has certain consequences. The traveler is obliged to pay the tour operator a lump-sum fee for withdrawal from the contract.

Each travel agency may have slightly different guidelines in this regard. For example, Rainbow deducts:

• 7 percent event prices – when withdrawing up to 45 days before the departure date,

• 20 percent event prices – with withdrawal from 44 to 31 days before the departure date,

• 30 percent event prices – upon withdrawal from 30 to 21 days before the departure date,

• 50 percent event prices – upon withdrawal from 20 to 15 days before the departure date,

• 70 percent event prices – upon withdrawal from 14 to 8 days before the departure date,

• 80 percent event prices – upon withdrawal from 7 to 4 days before the departure date,

• 95 percent event prices – when withdrawing 3 days before the day of departure or later, no later than on the day of departure.

The organizer will also add a contribution to the Tourist Assistance Fund and to insurance against cancellation costs, if the tourist has purchased such a policy, to the withdrawal fee. The fewer days left before the start of the trip, the higher the costs incurred in canceling the trip will be assumed in the travel contract.

Unfortunately, canceling or interrupting an all-inclusive or other tourist event may cost you dearly, but it doesn't have to be that way. Check the conditions of trip cancellation insurance. What benefits does such a contract concluded before the start of the trip give the tourist? Is it worth buying travel insurance that covers the risk of trip cancellation or interruption?

How does trip cancellation and interruption insurance work?

One type of travel insurance is trip cancellation or interruption insurance. It provides reimbursement of costs incurred for a planned trip (tourist event, hotel reservation, apartment reservation, holiday home, airline ticket) in the event of the need to resign from or interrupt the trip due to the conditions specified in the General Terms and Conditions of Insurance. (GTC) reasons.

If you have to cancel or interrupt your trip, you may receive a refund of your trip costs from your insurer. In UNIQA, the sum insured for a trip cancellation policy is PLN 35,000. 0% applies. own contribution.

What is the scope of trip cancellation insurance?

With UNIQA holiday cancellation insurance, you get a very wide range of reasons for canceling your trip. The insurer will reimburse you for the costs associated with canceling your all-inclusive trip, including: in cases such as:

• accident or illness – of the insured person, a close person or a travel companion,

• complications related to the pregnancy of the insured person or a close person,

• death of the insured person, a relative or a travel companion,

• random events occurring at the place of residence within a maximum of 14 days before the departure date,

• theft of documents necessary for travel,

• administrative activities related to theft, destruction or damage to property in the event of a traffic accident or vehicle fire,

• summons to court,

• Correction exam,

• summoned by the administrative authorities of the Republic of Poland,

• damage at the workplace,

• job loss,

• receiving a decision to stay in a sanatorium.

If such reasons arise for cancellation of the trip, the company will pay 100%. reimbursement from travel insurance. Thanks to the policy, you gain the comfort of planning your vacation. Purchasing insurance is actually a small cost, especially compared to the expenses for a long trip.