Safe loan 2 percent Over 100,000 were submitted. conclusions
The number of loan applications under the “Safe 2% Credit” program exceeded 100,000 at the end of December – according to data from the Polish Bank Association. Banks can register applications accepted so far in the Bank Gospodarstwa Krajowego system until the end of this week.
– Call for applications in the 2% Safe Credit Program. has already been officially suspended, we are waiting for a decision whether and in what form the Program will be continued, and in the meantime, as of December 28. the number of applications exceeded 100,000. – wrote Agnieszka Wachnicka, vice-president of the Polish Bank Association, on the X platform (formerly Twitter).
Wachnicka pointed out that banks still have until January 7 this year. may register accepted applications in the Bank Gospodarstwa Krajowego system.
Safe loan 2 percent Over a thousand contracts were signed within a week
Data provided by the vice-president of the Polish Bank Association shows that by December 28 last year, the number of applications submitted was exactly 101,888, while a week earlier there were 94,121, which means an increase of over 7.7 thousand. In turn, the number of signed loan agreements amounted to 56,942. A week earlier, there were 55,797 units, which means an increase of over 1.1 thousand.
A week ago, the Ministry of Development and Technology announced that the statutory total limit for 2023 and 2024 for subsidies to the “Safe 2% Credit” program has been exhausted. The program launched in July last year – according to the ministry – will be replaced by another one, beneficial for borrowers. offer”.
– Due to the exhaustion of the statutory total limit for 2023 and 2024 for subsidies to a safe loan of 2%, the Ministry of Development and Technology is conducting intensive work on a new formula for supporting borrowers – we read in a statement from the Ministry of Development and Technology.
The Ministry indicated that its goal is to make “the new instrument, on the one hand, more attractive to people with lower incomes and larger families, and, on the other hand, to limit its abuse by people whose high earnings allow them to obtain a loan in a regular market offer.” Another important assumption is “less pressure on the housing market and the associated impact on price increases, as well as precisely targeted state aid.”
