The Minister of Development and Technology, Waldemar Buda, announced that during the first ten weeks of operation of Safe Credit, 2 percent. almost 50,000 were submitted credit applications and more than 7.6 thousand. contracts for nearly PLN 3 billion. The average loan amount is almost PLN 380,000. zloty.
Secure Loan 2 percent program was launched in early July. Minister of Development and Technology Waldemar Buda informs about the huge interest in the loan. It turns out that during the first ten weeks of the program’s operation, 47,607 loan applications were submitted and 7,682 agreements were concluded for a total amount of approx. PLN 2.917 billion. For comparison, after a month of the program’s operation, over 24,000 applications were submitted. loan applications, 1,192 agreements were concluded for a total amount of almost PLN 410 million.
Safe Loan 2 percent The ministry provides the average loan amount
Let us remind you that a subsidized loan may be applied for by persons who, as at the date of submitting the loan application, are under 45 years of age, and in the case of persons running a joint household, it is enough that one of them has not completed this age (provided both are parties to the agreement). loan agreement). A person who takes out a housing loan and persons who were part of his household before the date of granting it will not be able to hold the ownership right to a flat or a single-family house.
A loan with subsidized installments can be granted in a maximum amount of PLN 600,000. PLN in the case of borrowers running a household together with a spouse or when the borrower’s household includes at least one child, in other cases – up to PLN 500,000. zloty. A loan with subsidized installments may be granted without the borrower’s own contribution or with an own contribution not exceeding PLN 200,000. zloty.
The Ministry of Development and Technology reports that the average amount of Safe Credit is 2%. is PLN 379,666.
Loan in 11 banks
Currently, Secure Credit 2 percent. is offered by 11 banks: Alior Bank, Bank BPS and Banks Spółdzielcze BPS Association, Bank Ochrony Środowiska, Bank Pekao, Bank Spółdzielczy Rzemiosła in Krakow, Bank Spółdzielczy in Brodnica, Krakowski Bank Spółdzielczy in Krakow, mBank, PKO Bank Polski, SGB-Bank i Banki Cooperatives associated with SGB-Bank and VeloBank.