Almost 25 thousand contracts under the Safe Credit 2%. The average value of the contract is given

After almost four months of operation of the Safe Credit 2%. almost 25 thousand signed contracts. The average contract value is almost PLN 400,000. zloty.

At the beginning of November, four months will have passed since the launch of the Safe Credit 2% program. This loan may be applied for by persons who are under 45 years of age on the date of submitting the loan application, however, in the case of persons running a household together, it is sufficient that one of them is under 45 years of age (provided that both of them are parties to this loan agreement). . A person taking out a housing loan and persons belonging to his or her household cannot have ownership rights to a residential premises or a single-family house before the date of its granting.

Safe Credit 2%. Almost 25,000 signed contracts

A loan with subsidized installments can be granted in a maximum amount of PLN 600,000. PLN in the case of borrowers who run the farm together with their spouse or when the borrower’s household includes at least one child, in other cases – up to a maximum of PLN 500,000. zloty. A loan with subsidized installments may be granted without the borrower’s own contribution or with an own contribution not exceeding PLN 200,000. zloty.

According to the information provided by the vice-president of the Polish Bank Association (ZBP), Agnieszka Wachnicka, the average value of the contract concluded under the Safe Credit 2%. for the purchase of an apartment is almost PLN 400,000. zloty.

– The value of contracts concluded under the safe credit program is PLN 9.7 billion, the average contract value is currently nearly PLN 400,000. PLN, exactly PLN 399.4 thousand. zloty – said the deputy head of the Polish Bank Association.

Wachnicka informed that according to data as of October 19 this year. 24 thousand signed 286 agreements under the Safe Credit 2%.

The second pillar of the Safe Credit 2%. is the “Housing Account”, i.e. it bears interest on the terms offered by the bank, as in the case of an ordinary savings account. However, unlike a regular account, the profit is exempt from the so-called Belka tax. Data provided by the vice-president of the Polish Bank Association show that so far 3 have been established thousand 677 such accounts with PLN 12 million accumulated, which means that on average PLN 3.3 thousand was accumulated on one account.