The government is working on launching a new housing program, which is to replace the “Safe 2% loan”. The Ministry of Development and Technology revealed the amount of money reserved in the budget for the implementation of the program.
A week ago, the Ministry of Development and Technology announced that the statutory total limit for 2023 and 2024 for subsidies to the “Safe 2% Credit” program has been exhausted. The program launched in July last year – according to the ministry – will be replaced by another one, beneficial for borrowers. offer”.
End of “Safe 2% loan”
– Due to the exhaustion of the statutory total limit for 2023 and 2024 for subsidies to a safe loan of 2%, the Ministry of Development and Technology is conducting intensive work on a new formula for supporting borrowers – stated in the press release of the Ministry of Development and Technology.
The Ministry emphasized that the aim of the new program is to make “the new instrument, on the one hand, more attractive for people with lower incomes and larger families, and, on the other hand, to limit its abuse by people whose high earnings allow them to obtain a loan in a regular market offer.” . Another important assumption is “less pressure on the housing market and the associated impact on price increases, as well as precisely targeted state aid.”
How much money for the new program?
Money.pl asked the Ministry of Development and Technology how much money was reserved in the budget for the implementation of the new housing program. – Approximately PLN 500 million has been reserved for the new program in the 2024 budget. However, this amount cannot be compared to the PLN 941 million allocated for the 2% Safe Credit. – the press office of the Ministry of Development and Technology informed the portal.
Vice-chairman of the Civic Coalition club, Konrad Frysztak, spoke in an interview with PAP about possible criteria for people interested in the new housing program. The MP revealed that there will definitely be an “age criterion” and the lack of current ownership of a flat or house. Frysztak noted that due to inflation, “we will definitely have to adjust the purchase value to current realities.”