An important transfer must be ordered today. Later, Elixir has Christmas break

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Anyone planning an important transfer in online banking can make it today. Otherwise, the money will not be credited to the recipient’s account until Wednesday, December 27.

Bank Holiday Monday, December 25, Tuesday, December 26, and New Year’s Day are non-working days. This means that the Elixir settlement system, which handles interbank transfers in PLN, has a break in its standard functioning. Therefore, it is worth planning and ordering timely payments in advance, or using instant transfers in the Express Elixir system, which is also available to bank customers on holidays – reminds the National Clearing House (KIR).

Transfers on holidays. How does Elixir work?

KIR reminds that regardless of the day of the week, bank customers can use the Express Elixir instant payments system, which operates 24 hours a day, on business days, weekends and holidays. The transfer of funds between accounts kept in different banks takes place in real time. However, this is a paid service.

Elixir is an electronic interbank settlement system operated by KIR. Most transactions ordered by bank customers in Poland are carried out using it. Clearing and settlement of transactions ordered in the system (transfers and direct debits) takes place during three settlement sessions, from Monday to Friday, at 9.30, 13.30 and 16.00, excluding public holidays.

How will transfers be made on Friday, December 29? There will then be two settlement sessions, at 9:30 a.m. and 1:30 p.m. Therefore, transfers ordered after 1:30 p.m. will be transferred to recipients’ accounts on Tuesday, January 2.

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