This is how much Poles currently spend on renovation. This group is in the worst situation

According to a study conducted for Santander Consumer Bank’s report “Poles’ own wallet: spending season”, in the spring and summer season 39 percent Poles are planning renovation or major work at home, and 22 percent respondents consider this possibility. 44 percent respondents have no such plans this year, and 11 percent postpones changes until later months.

The respondents who plan or are considering renovations in spring and summer are dominated by 50-year-olds and residents of small towns (51% and 43%, respectively).

The study shows that Poles focus primarily on smaller works – painting walls, new accessories or plants cost relatively little and can still bring good results.

Renovation expenses. This group is in the worst situation

The largest group of respondents (36%) want to spend no more than PLN 5,000 for this purpose. Slightly less, 27 percent. I want to stay in the range from PLN 5,000 to PLN 10,000. 26% of people plan to spend more. respondents, of which 12 percent declares that their expenses will range from PLN 10,000 to PLN 20,000. A small group, 8 percent. claims to spend from PLN 20,000 to even PLN 40,000. 5 percent respondents estimate even higher expenditures.

The authors of the study point out that budgets above PLN 10,000 PLN is mainly spent by respondents who support children (35% of people from this group will spend such amounts). This may be related to the fact that the youngest family members grow up quickly, so their rooms require more frequent changes. A new bed, a larger wardrobe or adapting a study room can generate costs of up to several thousand zlotys. The proportions are different in houses where only adults live. There, amounts over PLN 10,000. only 18% plan to spend PLN. people.

Poles want to spend mainly their savings on renovations. One third will use funds from the overall pool, and 26 percent. to the finances it had set aside for this specific purpose. 28% of people plan to finance renovation from their regular income. respondents. Few respondents admit that they will use a loan (2% each will use a cash loan or credit card or ask their relatives for help).

– Salary is the most common source of financing in the group of fifty-year-olds – 42%. of them declare that regular income will allow them to complete the renovation. This may be due to their stable professional situation. In turn, it is seniors who focus most on savings (69%). While cash loans predominate in the group of forty-year-olds and people aged 18-29 (4% each), in this youngest group we also observe the strongest willingness to use a credit card. 6% of people want to finance their plans this way. young adults – says Patryk Perliński, Director of the Sales and Business Customer Relations Department at Santander Consumer Bank.

The study was carried out on behalf of Santander Consumer Bank using the method of telephone, standardized computer-assisted questionnaire interviews (CATI), conducted by the Institute of Market and Social Research (IBRiS) on February 27 – March 5, 2026. A representative group of adult Poles took part in the study. Sample n = 1000.