Subsidies for housing loans. “The worst thing is to do nothing”

– We have to think in global terms. Today it is a difficult market because we are facing a demographic crisis. We must take into account that most of the roof windows we sell are not intended for new houses, but for the renovation of old ones, said Paweł Dziekoński.

Loan subsidies

However, the situation in Poland, as FAKRO’s vice president says, is different, many new houses are still being built, and there is a deficit on the housing market. However, construction costs are rising and, as a result, the creditworthiness of Poles is falling.

– We are interested in the topic of a start-up loan, this election promise, or a 2% loan. previous government. Talks are underway in the coalition, not everyone is in favor, but it is not the only way. The worst thing is to do nothing. We can and should support, if we do nothing because we are afraid that prices will increase, they will increase anyway because we will not build and there will be no supply – explains Paweł Dziekoński.

Thermal modernization relief

The 2% loan introduced by the previous government. led to an increase in prices on the housing market. According to the vice-president of FAKRO, supply stimulation in the industry could be achieved using tax relief programs, similar to the previously existing thermal modernization relief.

– We are building a house, but we deduct this cost from tax. We are building a mechanism in which the more you earn, the more tax there was, the more you will benefit from the deduction. Thermal modernization relief was used, among others, to purchase photovoltaic panels. The seller of the panels does not know whether I am taking advantage of the tax relief, it is not a significant amount of money – said Paweł Dziekoński.