Relief for Swiss franc borrowers. The government announces changes

The Ministry of Justice announces a revolution in solving Swiss franc cases. The key assumption of the project is the automatic suspension of the repayment of principal and interest installments by banks when they receive a lawsuit from a customer. Thanks to these changes, Swiss franc borrowers will no longer have to submit separate applications for suspension of installments, which will significantly speed up and simplify the entire process.

Changes that will relieve the burden on the courts

Currently, Swiss franc borrowers have to wait for court decisions regarding applications for suspension of installment repayments, which drags on the proceedings and additionally burdens the justice system.

The new act provides for automatic suspension of repayments without the need to submit applications, as well as discontinuation of all ongoing proceedings regarding security and complaints in this matter. Minister of Justice Adam Bodnar emphasized at a press conference that these changes are intended to relieve the burden on courts and speed up proceedings.

A new approach to franc issues

The project also includes a number of additional solutions that are intended to improve the handling of Swiss franc matters. The plans include adjudicating in closed sessions in the first instance, enabling remote hearings even in the event of a party’s objection, and receiving witness statements in writing.

In addition, consumers will have the option of settling according to the balance theory, which will allow courts to take into account the parties’ mutual claims in the judgment. Such changes are intended to simplify the process and reduce the number of proceedings.

Civil Law Codification Commission, composed of specialists, including prof. Marcin Dziurda and Dr. Aneta Wiewiórowska-Domagalska, are working intensively on the project. Dziurda emphasizes that the new regulations will reduce the number of proceedings, thanks to which Swiss franc cases will be resolved faster and more effectively. The introduction of changes will not only relieve the burden on the courts, but also improve the situation of Swiss franc borrowers.

The draft of the new Swiss franc law is to be ready by the end of the year. The announced changes, including automatic suspension of installments and simplified procedures, may bring relief to thousands of Polish families who are still fighting with banks for their rights. For many Swiss franc holders, this means real support in their difficult financial situation and the possibility of quicker resolution of the dispute with the bank.