Ranking of deposits for the year. Finally, good news for savers
The February ranking of bank deposits for the year does not bring any major changes. The good news is that the series of price cuts has stopped.
The Bankier.pl website presented the latest ranking of bank deposits for the year. The ranking prepared by the portal was based on the applicable percentage rate – the higher it is, the higher the position in the ranking.
Ranking of bank deposits for the year. Term deposit is still the leader
While the January ranking brought a series of reductions, in February most institutions decided to maintain the interest rates. The leader remains the Term Deposit from CA Auto Bank with the current rate of 4.35%. per annum (in December it was 4.50%). The conditions enabling you to take advantage of the offer have not changed. It is available via the Raisin platform and you need to have an account there. The maximum deposit amount is PLN 410,000. Funds deposited into CA Auto Bank are protected by the Italian deposit insurance system.
There are no changes also in the second position, which is occupied by the Standard Deposit, proposed by Inbank. The interest rate on this deposit is 4%. annually. The advantage of this offer is the lack of any additional conditions and the maximum deposit amount is PLN 50,000. Funds deposited in Inbank are protected by the Estonian deposit guarantee system. The Inbank deposit takes second place ex aequo with the Term deposit from the Unicredit offer. In this case, to take advantage of the offer, you must be an account holder in the institution, and the upper deposit limit is PLN 25,000. In the case of this deposit, deposit protection is provided by the Belgian deposit guarantee system.
This is where the proposals from the “four” end. Third place – just like in January – goes to Lokata Plus, offered by Toyota Bank. The proposed rate is 3.65%. on an annual basis. Bank account holders can also take advantage of this offer, and the maximum deposit amount is PLN 100,000.
Just behind the podium were as many as three deposits with an interest rate of 3.50%. annually. These are: Lokata Facto BFF Banking Group, Nest Lokata Nowe Młodych of Nest Bank, and Lokata dla Młodych from Raiffeisen Digital Bank. Fifth place is taken by Santander Consumer Bank’s Lokata Online Nowe Młodych with a rate of 3.40%. on an annual basis.
