Ranking of bank deposits for the year. There is a raise at the top

The Bankier.pl website presented a new ranking of bank deposits for the year. The ranking prepared by the portal was based on the applicable percentage rate – the higher it is, the higher the position in the ranking.

The standard deposit from Inbank is still at the top of the ranking with a rate of 4.15%. per annum (a month ago the bank decided to increase it from 4.10%). It is worth emphasizing that you do not have to meet any additional conditions to take advantage of this offer. You can deposit a maximum of PLN 50,000. Funds deposited on deposit are protected by the Estonian Deposit Guarantee Scheme.

The runner-up in the ranking remains the Dynamiczny Zysk Deposit from BNP Paribas Bank Polska. It is a progressive deposit with interest rates increasing from month to month. The average rate applicable for the entire deposit period is 4.03%. on an annual basis. You can cancel the deposit earlier, but then you will have to take into account a lower interest rate. The offer is addressed to new customers who open a personal account. The maximum deposit amount is PLN 40,000.

Bank deposits for a year. A raise in the top three

In third place were as many as four places with 4%. rate. The first one is Lokata Facto from the BFF Banking Group offer. Deposit account holders can take advantage of this offer, and the maximum deposit amount is as much as PLN 12,000,000. The second deposit with “four” is the Term Deposit offered by CA Auto Bank. It is available via the Raisin platform and you need to have an account there. You can deposit a maximum of PLN 410,000. Another offer with 4 percent. The stake is Lokata Standard from Toyota Bank. In this case, you do not need to meet any additional conditions. The deposit limit for this deposit is PLN 100,000. The last proposal is the Deposit for You option for new customers from the Raiffeisen Digital Bank offer. Funds paid to CA Auto Bank and BFF Banking Group are protected by the Italian equivalent of BFG, while funds paid to Raiffeisen Digital Bank are protected by the Austrian equivalent.

It is worth emphasizing that Raiffeisen Digital Bank has introduced a new Deposit for You period for new customers and thus its offer for the year has improved (a month ago the rate was 3.50% per annum).

Fourth place is taken ex aequo by the Deposit for New Funds from BOŚ Bank and the Lokata Online New Funds from Santander Consumer Bank. The proposed interest rate is 3.60 percent. on an annual basis. In fifth place – with a rate of 3.50 percent. per year – there was Nest Lokata Nowe Młodych from Nest Bank.