Ranking of bank deposits for the year. Good news before the holidays
The pre-holiday ranking of bank deposits for the year brings a series of increases. As many as three institutions decided to raise the rate.
The Bankier.pl website presented a new ranking of bank deposits for the year. The ranking prepared by the portal was based on the applicable percentage rate – the higher it is, the higher the position in the ranking.
The leader in the ranking is still the Standard Deposit, proposed by Inbank. The interest rate offered is – similarly to May – 4.10%. on an annual basis. The advantage of this proposal is the lack of any additional requirements. You can deposit a maximum of PLN 50,000. Funds deposited on deposit are protected by the Estonian Deposit Guarantee Scheme.
The second place is held by Lokata Dynamiczny Zysk from BNP Paribas Bank Polska. It is a progressive deposit with interest rates increasing from month to month. The average rate applicable for the entire deposit period is 4.03%. on an annual basis. You can cancel the deposit earlier, but then you will have to take into account a lower interest rate. The offer is addressed to new customers who open a personal account. The maximum deposit amount is PLN 40,000.
Bank deposits for a year. There are raises
In third place are as many as four proposals with 4%. rate. The first one is Lokata Facto from the BFF Banking Group offer. Deposit account holders can take advantage of this offer, and the maximum deposit amount is PLN 12,000,000. The second deposit with a “four” is the Term Deposit from Unicredit. In this case, an additional condition is opening a personal account, and the upper deposit limit is as much as PLN 25,000,000. Another option is the Term Deposit offered by CA Auto Bank. It is worth emphasizing that while in the case of previous offers the current rate was maintained, here there was an increase from 3.80 to 4 percent. It is available via the Raisin platform and you need to have an account there. You can deposit a maximum of PLN 410,000. Last offer with 4 percent. The stake is Lokata Standard from Toyota Bank. In this case, the interest rate increase is even higher, because a month ago the rate was 3.40%. In addition, you do not need to meet any additional conditions. The deposit limit for this deposit is PLN 100,000.
It is worth emphasizing that in the latest ranking of bank deposits for the year, as many as three institutions from the top ten decided to increase the rate. In addition to the Term Deposit and the Standard Deposit, there is also a Deposit for new funds from BOŚ Bank – an increase from 3.50 to 3.60 percent. on an annual basis.
