Prices soared, the market froze. Houses are waiting for merchants
High prices, expensive loans and lack of support stopped the house market. Poles are increasingly giving up building or buying their own home.
The market for single -family houses in Poland has clearly slowed down. According to “Puls Biznesu”, citing the given real estate portal-online.pl, in the second quarter of 2025 interest in buying houses fell by 9 percent. compared to the first quarter. On an annual scale, however, a decrease of 2 percent was recorded. Experts alert: high prices, rising interest rates on loans and expensive maintenance of real estate effectively discourage potential buyers.
House market stagnation
Michał Kubicki, president of Omega Asset Management and a member of the Real Estate Committee of the National Chamber of Commerce, points out that the house market is currently in “Hibernation State”. This problem mainly applies to distant districts and municipalities adjacent to large cities. Although in these locations the availability of plots is greater than for multi -family housing, this does not translate into investors’ activity. An additional discouraging factor is the lack of support programs for people planning to buy a house.
Market data shows that the highest average prices of detached houses were recorded in Krakow, where for a square meter you have to pay an average of 11.5 thousand. zloty.
Warsaw is not much cheaper
It is not much cheaper in Warsaw, where the price is 11.4 thousand. PLN per m². Gdańsk (PLN 9.9 thousand), Wrocław (PLN 9.8 thousand), Poznań (PLN 8.9 thousand), Olsztyn (PLN 8.2 thousand) and Toruń (PLN 7.8 thousand per m²) were in the following.
Experts indicate that the current situation may lead to price correction, especially if high inflation and the cost of loans will continue to limit the purchasing capabilities of Poles. For now, however, the market remains in stagnation, and the decisions to buy a house are increasingly postponed to an indefinite future.
