KAS is not interested in transfers, only for large amounts. Small ones too
In the era of ubiquitous algorithms, it is not worth assuming that the tax office is only interested in large scams. It’s better to assume that they are small too.
It was time to get used to the reality – the National Tax Administration (KAS) can monitor financial transactions without the knowledge of the account owner from July 1, 2022.
This provision was introduced to make it easier for the tax office to fight fiscal crime. For four years, the prosecutor’s office, the court, the police, and tax offices (National Tax Administration) have had access to bank data without the owner’s consent as part of ongoing proceedings.
What worries the tax office?
Each time the tax office suspects that a taxpayer has violated tax regulations, it may initiate an inspection, which will be carried out by a person appointed by the office to a specific extent. What worries the tax office? Lots of things:
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illegal work,
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using tax breaks and deductions without any basis,
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underestimating the value of transactions and irregularities in the payment of PCC tax,
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renting an apartment to someone and no rental tax,
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trading on auction portals (e.g. Allegro, OLX, Vinted, etc.),
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hiding income,
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no settlement or incorrectly settled donation
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donation in cash instead of bank transfer,
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recurring transfers for small amounts.
Moreover, fiskus can even verify banking operations up to five years ago.
It seems like a lot, PLN 36,120, but within 5 years!
Not only large one-off transfers are subject to tax supervision. A series of regular transfers for smaller amounts can also raise suspicions, especially when their total amount suggests the existence of undisclosed income.
If the account is regularly credited money with no apparent connection to her source of incomethe tax office will request explanations. In case of suspicion of money laundering or other illegal activity, the Tax Office has the right to temporarily block the transaction for the period until 72 hours. If it considers that there is a risk of violating the regulations, the block may be extended up to 3 months.
There are transfers that do not arouse suspicion described in detail, and it is best to simply report any donations to the tax office. It’s worth it write down the amounts of transfers within your family circle, because the allowed amount is PLN 36,120, but within 5 years.
