Insurance of a house or apartment after renovation is more expensive in the eyes
The state will react if a company wants to make money in the misfortune of people – Minister Marcin Kierwiński announced in the media. Too late – he is already doing.
The rates literally take your breath away, as Polsat News informed. Insurance renovated after the flood of the building from a private policy increased from 8,000. PLN to 96 thousand PLN, and not 30,000 were demanded for the insurance of municipal buildings in Stronie Śląskie. PLN as until the flood and PLN 5 million.
You should enjoy these amounts, because it means that there was a insurance company that wants to insure the property, while most insurance companies refuse.
Areas with an unprotected risk
– The price of the insurance premium depends on the risk calculation – explains for Wprost.pl Artur Dziekański, spokesman for the Polish Insurance Association (PIU) – if the risk is very high, the insurance company is required to increase the premium adequate to the risk, which results from the Act on insurance and reinsurance activity. The premium should allow both to cover any costs of compensation, as well as damage costs. Where the risk is incomplete, the state should enter – believes the spokesman Piu.
When asked about this issue on Polsat News, the Minister of Reconstruction after the flood Marcin Kierwiński announced that he would talk to the President of PZU and the Minister of State Asset Jakub Jaworowski on this subject.
– Each case requires individual consideration – believes Minister Marcin Kierwiński – the state cannot directly affect the insurance market, while when the competition is disturbed, when any company wants to do money, the state will react.
What destroyed the September flood?
– 57,000 have been realistically affected by the flood. people – informed Jan Grabiec, head of the Chancellery of the Prime Minister in September 2024. The number of inhabitants of towns covered by the state of natural disaster is 2 million 390 thousand. people.
The September flood concerned a total of 749 towns. -It is mainly of the villages, but also in this number there are cities -he showed. 11,502 single and multi -family buildings were flooded or damaged as a result of a flood. The flood also destroyed 6033 outbuildings and 724 public facilities.
– Some countries decide to create public funds or support mechanisms. It is also a topic that appears more and more often in public debate in Poland. The Polish Chamber of Insurance postulates the creation of a coherent, public-private financial system for securing the state, society and the economy against the effects of natural disasters-says Artur Dziekański, spokesman for Piu.
