Fraudsters have found a new way to use BLIK. Poles themselves give them the money

Criminals are using a new way to extort money from bank accounts. The mechanism is based on the popular function of BLIK transfers to a telephone number. Fraudsters hope that a random recipient will believe the story about the mistake and send the money to the indicated number.

The scheme of operation is simple. A BLIK transfer is transferred to a random person’s account, and a moment later there is contact from the alleged sender. Such a person claims that he sent the money by mistake and asks for a quick refund to another phone number.

BLIK fraud begins with false advertisements

The whole process often begins with false advertisements published on the Internet. Criminals provide false telephone numbers, and unaware people make transfers to the wrong number.

The fraudsters then try to recover the funds by contacting the random recipient and convincing them to return the money. The problem is that the funds are supposed to be sent to a completely different phone number than the one from which the original transfer was made.

The bank and the operator urge caution

The mobile money transfer service itself remains safe as long as users are careful. People who unexpectedly receive such a transfer should not send the money to the indicated number themselves.

Instead, you should contact your bank as soon as possible. It is the bank that can launch an appropriate investigation procedure and help to safely resolve the situation.

This is just one method

Criminals are increasingly using other ways to extort money. The text also recalls cases of impersonating the Ministry of Finance. The fraudsters sent fake SMS messages with information about alleged tax arrears and the threat of bailiff enforcement.

Such messages had the caption WINDK_GOVPL and contained a link leading to a page resembling the official website of the Ministry of Finance. After entering the website, the user saw information about unpaid tax and the alleged threat of bailiff seizure.

BLIK fraud. What to do after receiving the transfer?

The BLIK press office reminds that in the event of an erroneous transfer, there are official procedures for contacting the bank. This applies to both the recovery of funds sent in error and the safe return of money received by accident.

Experts urge people not to act under time pressure and not to make hasty transfers. It is the rush and emotions that are most often used by cybercriminals trying to extort money.