Does automatic PIT sound convenient? Many taxpayers lose out on this

Your e-PIT is a service on the e-Tax Office website, in which the National Tax Administration prepares the preliminary annual tax return for the taxpayer. The ready form appears automatically – based on data from employers (PIT-11), ZUS (PIT-40A/11A) and other payers. The solution can be used by, among others: people settling income from work, contracts of mandate and contracts for specific work, retirees and pensioners, as well as some taxpayers on a lump sum basis.

In 2026, your e-PIT is available for returns for 2025 in the most popular forms: PIT-37 (including employees, contractors) and PIT-38 (capital income), as well as PIT-28 and PIT-36 in certain cases. For some more complex declarations (e.g. business activity on a scale, linear or lump sum basis, sale of real estate), the system may require data to be completed independently or settled outside the automatic approval mechanism.

Deadlines: from when your e-PIT and by when the response

PIT returns for 2025 can be submitted from February 15 to April 30, 2026. In the same time window, your e-PIT is available in the e-Tax Office and you can log in, check or change your data at any time. If you do nothing, the PIT-37 and PIT-38 return will be automatically considered submitted after this date, based on the version prepared by the tax office.

However, the lack of reaction has consequences: if you do not add tax deductions, joint settlement with your spouse or current information about your children, you may simply pay more to the tax office than you have to. In practice, it is most profitable to log in to the service as soon as possible after February 15 – then the 45-day deadline for returning the overpayment for electronic declarations starts faster.

How to log in to the Your e-PIT service

You can access the Your e-PIT service via the e-Tax Office website at kontakt.gov.pl. The system offers several ways of identifying the taxpayer, including traditional authorization data (PESEL or NIP, date of birth, amount of income from the previous year) and modern digital methods.

The most convenient ways to log in are:

• Trusted Profile (login/password or electronic banking linked to PZ).

• Electronic banking – after selecting a bank, you log in as if you were an account, and the system redirects you back to the e-Tax Office.

• mObywatel application – QR code scan on the screen and identity confirmation on the phone.

• e-ID with an electronic layer – requires a reader and an appropriate application.

After logging in correctly, you select the “Your e-PIT” tab and the system displays the returns prepared for you for the last tax year.

What to check in your e-PIT before shipping

After entering the service, you will see a completed form with data on income, tax advances and contributions reported by your payers. It is worth checking several key elements one by one, because they are where errors or omissions most often appear.

The most important steps are:

• Personal data and tax office – make sure the address and jurisdiction of the office are up to date, especially after moving.

• Form of settlement – ​​you can change the individual settlement to a joint settlement with your spouse or settlement as a single parent if you meet the conditions.

• Tax deductions – the system may not know all your expenses, so you have to add, among others: relief for children, internet, thermal modernization or donations.

• Bank account number – to receive your refund faster, enter or update your account number.

Only after checking and possibly correcting the data, you click “Accept and send”, and then you receive an official confirmation of receipt (UPO), which is proof of submitting the tax return.

When your e-PIT is not enough

Although your e-PIT is convenient, it will not always replace traditional settlement, especially in the case of more complicated income. Caution is advisable, among others: when: you run a business on a scale, linear or lump sum basis, you sold real estate or you settle non-standard income from abroad. In such cases, you need to enter some of the data yourself or consider settling it in a dedicated program before submitting the declaration.

Also remember that automatic approval of the return applies primarily to standard PIT-37 and PIT-38 forms. For other types of declarations, the office expects the taxpayer to act actively – if you fail to do so, you may not formally submit the required return and may be exposed to interest and sanctions.