Banks change the rules of the game. Here are the best deposits for July
In the July ranking of quarterly deposits of Bankier.pl, leaders from 7 percent They come back. However, there were also interest rates in several banks.
The July list of the best quarterly deposits brought several significant changes. The biggest surprise turned out to be the return of the welcome deposit from Credit Agricole, which together with the deposit to start from Alior Bank took the lead, offering 7 percent. per year. Both offers are addressed only to new customers and require meeting certain conditions.
The best deposits
The start deposit available at Alior Bank offers a rate of 7 percent. with deposits from 1 thous. up to 30 thousand zloty. It is necessary to set up a personal account and express marketing consents. The same rate applies to Credit Agricole, but the welcome deposit provides for a wider range of payments – from 1 thousand. up to 50,000 zloty. The condition for using this offer is the opening of a personal account, expressing marketing consents, logging in to the mobile application every month and to make a minimum of five non -cash transactions per month.
The second place is taken by Citi Handlowy with a promotional deposit at 6.7 percent. annually. The offer is addressed to new customers who decide on the Citigold account. It is necessary to maintain a daily balance of at least 420 thousand. PLN and acceptance of the regulations. Payments can be from 20,000 up to 220 thousand zloty.
The third place in the ranking is taken by Volkswagen Bank GmbH Branch in Poland, offering 6.5 percent. Annually in a plus deposit. The offer is addressed to account holders in this bank, and the payment limit ranges from 1 thousand. up to PLN 2 million.
Decrease in the ranking
There were also declines. BOŚ Bank reduced the interest rate on new funds from 5.00 to 4.90 percent. Renault Bank changed the rate from 6.50 to 6.25 percent, and Toyota Bank from 6.10 to 5.80 percent. A deposit for you in the promotional variant from Raiffeisen Digital Bank also fell out of the list, available only until the end of June.
The average interest rate on the five best deposits is currently 6.69 percent, which means an increase of 0.13 percentage compared to last month. Despite some discounts, leaders from 7 percent They show that the deposit market still offers attractive conditions.
