Bank deposits for six months. An attractive proposal has appeared

Dziewczyna wypłaca pieniądze z bankomatu

The July ranking of bank deposits brings changes for six months. A new, attractive proposition for saving appeared at the forefront of the list.

Bankier.pl presented the latest banking ranking for half a year. It was created based on one parameter, which is the percentage rate – the higher, the better the bank’s position in the ranking. A given banking brand can only be found once (with the best proposal for a given date).

Bank deposits for six months. The leader lowered the rate

Despite the reduction of interest rates, Nest Lokata Welcome to Nest Bank remains the leader of the July ranking. In June, the proposed rate was 7.60 percent, while now it is 7.30 percent. per year. However, the conditions for using the offer have not changed, it is addressed to new customers who will set up a personal account and meet the following conditions (to choose from):

  • providing revenues of a minimum of PLN 2,000 per month or providing any influence on at least PLN 2,000 per month, making a minimum of 10 payments by card or BLIK in a given month,

  • Ensuring the impact of remuneration on a minimum amount of PLN 2,000 per month.

The conditions must be met for the next two months. The maximum payment amount is PLN 25,000.

The second place was maintained by Velolokat for active Velobank. In this case, the rate has not changed and is still 7 percent. annually. Additional conditions remain the same, which means that the offer can be used by new customers who will open a personal account, agree marketing consent and will ensure the deposit in each full calendar month to provide an impact on a personal account of at least PLN 2,000. A maximum of PLN 50,000 can be paid.

Lokata Plus, proposed by Volkswagen Bank GmbH, in Poland. The rate on this deposit is 6.50 percent. Annually, and the only condition enabling the use of the offer is to have an account in the institution. The maximum payment amount is up to PLN 2,000,000.

Strong debut in the ranking

Therefore, on the podium unchanged, but in fourth place the welcome deposit from Citi Handlowy debuts. The proposed interest rate is 6.40 percent. per year. The new deposit is intended for new customers who will set up a Citigold account in the offer “Your team of experts with the Citigold account and a deposit up to 6.4%” will accept the offer regulations, agree marketing consent and provide a daily balance of a minimum of PLN 420,000. A maximum of PLN 200,000 can be paid.

In the fifth place – after a decline from the fourth – there was a Lokata Plus, proposed by Toyota Bank. The institution decided to reduce interest rates – from 6.30 to 6 percent. annually. The offer is addressed to bank account holders, and the maximum payment amount is PLN 100,000.

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