Bank deposits for half a year. Two “sevens” still up for grabs

The Bankier.pl website presented the latest ranking of bank deposits for six months. It was created based on one parameter, which is the interest rate – the higher it is, the better the bank’s position in the ranking. A given banking brand can only be included once (with the best offer for a given date).

Bank deposits for half a year. Two “sevens” still up for grabs

Nest Lokata Witaj from Nest Bank was again at the top of the ranking with an interest rate of 7.10%. annually. This is currently one of the highest rates offered on the market. The offer is available to new customers who create a personal account and meet the following conditions (to choose from):

• ensuring receipts of at least PLN 2,000 per month or ensuring any receipts of at least PLN 2,000 per month, making at least 10 card or Blik payments in a given month,

• ensuring the receipt of remuneration in the amount of at least PLN 2,000 per month.

The maximum deposit amount is PLN 25,000.

Second place was retained by VeloBank’s deposit – VeloLokata dla Młodych VeloBanku, where the interest rate is 7%. on an annual basis. To take advantage of this offer, you also need to be a new customer and open a personal account. It is necessary to ensure that at least PLN 2,000 is credited to this account in each full calendar month of the deposit. You can deposit a maximum of PLN 50,000.

There are no changes also on the lowest step of the podium. Third place is taken by Citi Handlowy’s Powitalna Lokata, which returned to the ranking in October after a three-month break. The deposit retained its third position in the ranking despite the rate reduction from 6.20 to 6 percent. on an annual basis. However, the conditions enabling you to take advantage of the offer have not changed. You must be a new customer, set up a Citigold account in the “Achieve more with a Citigold account and 6.2% deposit” offer, accept the offer’s terms and conditions, provide marketing consent, and ensure a daily balance of at least PLN 420,000. You can deposit a maximum of PLN 200,000.

Outside the top three, there were proposals with a significantly lower rate, below 5%. Fourth place goes to Deposit for You for new customers from Raiffeisen Digital Bank with an interest rate of 4.80%. annually (a month ago it was 5.50%). In fifth place was the Standard Deposit, proposed by Inbank. The rate on this deposit is 4.55%. per annum (in November it was 4.70%).