Bank deposits for half a year. Big changes at the top
The April six-month ranking of bank deposits brings changes. Two new proposals appear at the top of the list.
The Bankier.pl website presented a ranking of bank deposits for six months. It was created based on one parameter, which is the interest rate – the higher it is, the better the bank’s position in the ranking. A given banking brand can only be included once (with the best offer for a given date).
The Nest Bank deposit, Nest Lokata Witaj, with an interest rate of 6.60 percent is always number one. per year, which is currently one of the highest rates on the market. To take advantage of the offer, you must be a new customer, create a personal account and meet the following conditions (to choose from):
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ensuring receipts of at least PLN 2,000 per month or ensuring any receipts of at least PLN 2,000 per month, making at least 10 card or Blik payments in a given month,
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ensuring the receipt of remuneration in the amount of at least PLN 2,000 per month.
The maximum deposit amount is PLN 25,000.
Bank deposits for half a year. News at the forefront
The second position was retained by VeloLokata dla Młodych from VeloBank, where the rate is 6%. annually. The offer is intended for new customers who open a personal account, express marketing consent and will ensure an inflow to the personal account of at least PLN 2,000 in each full calendar month of the deposit period. You can deposit a maximum of PLN 50,000.
Ex aequo, debutants are on the lowest step of the podium. The rate is 4.50 percent. Inbank offers the Lokata na Start deposit, which was previously available only for three months. New clients of the institution can take advantage of the offer, and the upper payment threshold is PLN 50,000. Funds deposited in this bank are protected by the Estonian guarantee system.
The same interest rate can be found on the Unconditional Deposit from Volkswagen Bank GmbH Branch in Poland. The deposit is set up for exactly 179 days and can hold up to PLN 300,000. To take advantage of this offer, you must open a personal account. In the case of savings paid to Volkswagen Bank, there is a guarantee system from Germany.
The bronze medalist of the March ranking, NOWYdepozyt 6M GUARANTEED from the offer of Bank Nowy, was this time just behind the podium. It is worth emphasizing, however, that the rate on this deposit has not changed and is still 4.30%. on an annual basis. The conditions for taking advantage of the offer have not changed either, i.e. the need to have an account in the institution and deposit new funds. The maximum deposit amount is PLN 100,000.
