Bank deposits for a year. Large reshuffles in the ranking

Bankier.pl presented the July ranking of bank deposits for a year. The list prepared by the website was created on the basis of the applicable percentage rate – the higher, the higher the position in the ranking.

The third month in a row the ranking leader is Lokata 5 Plus, proposed by Volkswagen Bank GmbH Branch in Poland with an interest rate of 5.50 percent. per year. The offer is addressed to account owners at the bank, and the maximum payment amount is up to PLN 2,000,000. The funds paid to Volkswagen Bank GmbH Branch in Poland are protected by the German deposit guarantee system.

Bank deposits for a year. Changes on the podium

However, the changes took place in second position. She found herself on it – after promotion from third place – a deposit for you from Raiffeisen Digital Bank. The offered rate is still 5.10 percent. per year, and the maximum payment amount is PLN 200,000. In this case, the only additional condition is having an account in the institution. Savings stored in Raiffeisen Digital Bank are protected by the Austrian equivalent of the BFG.

In third place, a plus deposit from Toyota Bank falls, which is related to a reduction in interest from 5.30 to 5 percent. per year. However, the conditions for using the offer have not changed, just have a bank account. You can deposit PLN 100,000 maximum.

Outside the podium, there were proposals with an interest rate below 5 percent. The fourth place is taken by the EX aequo term deposit from Aion Bank and a standard place from Inbank, where the interest rate is 4.75 percent. annually. It is worth recalling that on the second deposit we saw 5 percent a month ago. stake. Reduction – from 4.50 to 4.25 percent per year – it also took place on a deposit, which was in the fifth place of the latest bank deposit for a year. It is a facto deposit, proposed by the BFF Banking Group.