A simple conclusion at ZUS and a higher pension. Who can use?

Pensioners and pensioners, whose annual income does not exceed PLN 30,000, have the opportunity to receive benefits in a higher net amount. Just submit the EPD-21 form, thanks to which the Social Insurance Institution stops deducting income tax advances. This is a simple way to increase the monthly benefit by up to PLN 400.

Contributions and tax advances

By default, the Social Insurance Institution deducts the health contribution and tax advances from pensions and tax advances. However, people who fall within a tax -free amount do not have to pay them. The condition is to submit the EPD-21 application.

Seniors receiving the lowest benefits gain the most on this solution. The minimum pension in 2025 is PLN 1878.91 gross, and the maximum amount that allows you to take advantage of the relief is PLN 2186.85 gross per month. In the case of slightly higher benefits, e.g. PLN 2,200 gross, additional payments may be the problem – the thirteenth or fourteenth pension – which will exceed the limit of PLN 30,000 per year. Then it will not be possible to use the relief.

How to submit an application?

The process of submitting the application is very simple. The EPD-21 form can be downloaded from the official website of the Social Insurance Institution or pick up from the facility. The document should be completed and submitted in the nearest ZUS branch or sent by post. After accepting the application, the plant stops deducting advances, and the benefit goes to the senior in a higher amount.

Resignation from tax collection for people with low income is a real improvement in the financial situation of pensioners. For many seniors, this means additional funds for current expenses. That is why it is worth checking whether the income criteria are met and this option is met.